Privacy Policy

1. Introduction

Caden Capital LLC, operating as CadenOne ("we," "us," or "our"), is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your personal information when you visit our website or use our private lending services. Please read this policy carefully. By using our Services, you consent to the practices described here.

2. Information We Collect

We may collect the following categories of personal information:

• Identity Information: name, date of birth, government-issued ID numbers
• Contact Information: email address, phone number, mailing address
• Financial Information: credit history, income, assets, liabilities, bank account details
• Property Information: address, valuation, ownership history, title records
• Technical Information: IP address, browser type, pages visited, time spent on pages, referring URLs
• Communications: emails, messages, and records of phone calls with our team

3. How We Collect Information

We collect information directly from you when you complete a loan inquiry form, submit a loan application, communicate with our team, or subscribe to any updates. We also collect information automatically through cookies and similar tracking technologies when you navigate our website, and from third parties such as credit bureaus, title companies, and property data providers in connection with loan underwriting.

4. How We Use Your Information

We use the information we collect to:

• Evaluate and process loan applications
• Verify your identity and assess creditworthiness
• Communicate with you about your application, loan, or inquiry
• Comply with legal and regulatory obligations
• Improve our website and services
• Send transactional and, with your consent, marketing communications
• Detect and prevent fraud or other unlawful activity

5. Sharing of Information

We do not sell your personal information. We may share your information with:

• Service providers who assist in loan origination, underwriting, title, and servicing
• Credit bureaus and background verification services
• Legal and compliance professionals as required
• Regulatory authorities and law enforcement where required by law
• Successor entities in the event of a merger, acquisition, or sale of assets

All third parties are contractually required to handle your data securely and only for the purposes we specify.

6. Cookies and Tracking Technologies

Our website uses cookies and similar technologies to enhance your browsing experience, analyse site traffic, and understand where our visitors come from. You may disable cookies through your browser settings, though doing so may affect the functionality of certain features. We do not currently respond to "Do Not Track" signals.

7. Data Security

We implement industry-standard technical and organisational measures to protect your personal information against unauthorised access, disclosure, alteration, and destruction. However, no method of transmission over the internet or electronic storage is completely secure. We cannot guarantee absolute security but are committed to protecting your data to the best of our ability.

8. Data Retention

We retain your personal information for as long as necessary to fulfil the purposes outlined in this policy, unless a longer retention period is required or permitted by law. Loan application records and related financial data are typically retained for a minimum of seven years in accordance with applicable lending regulations.

9. Your Rights

Depending on your state of residence, you may have the right to:

• Access the personal information we hold about you
• Request correction of inaccurate information
• Request deletion of your information, subject to legal obligations
• Opt out of marketing communications at any time

To exercise any of these rights, please contact us at [email protected]. We will respond to your request within 30 days.

10. Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

11. Children's Privacy

Our Services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If you believe we have inadvertently collected information from a minor, please contact us immediately.

12. Changes to This Policy

We may update this Privacy Policy periodically to reflect changes in our practices or applicable law. We will post the revised policy on this page with an updated effective date. Continued use of the Services following any update constitutes your acceptance of the revised policy.

13. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at: