Loan Products
Capital Built for Investors by Investors
From acquisition, construction and rental financing, we offer loan solutions tailored to every stage of the investment journey.
Short-Term Bridge Loan
Fix-N-Flip
Buy distressed, strategically renovate, and sell for profit.
Funding for the purchase and full cost of rehab so you can close quickly and execute with confidence.
- No income verification
- Interest only payments
- Non owner occupancy
- 1-4 unit residential
Loan Highlights
Loan Amount$50K to $3MM
Loan-to-Cost (LTC)Up to 90%
Rehab / ConstructionUp to 100%
Max LTVUp to 75% ARLTV
Loan Term6 to 12 Months
ExperienceNot required
Interest ReserveMin 1 month
Ground-Up Construction
New Construction
Build from the ground up with a capital partner who moves fast.
From lot acquisition to vertical construction, we provide capital for every phase of the build lifecycle.
- No income verification
- Interest only payments
- Non owner occupancy
- 1-4 unit residential
Loan Highlights
Loan Amount$50K to $3MM
Loan-to-Cost (LTC)Up to 85%
Rehab / ConstructionUp to 100%
Max LTVUp to 70% ARLTV
Loan Term12 to 18 Months
Experience1 to 2 ground-ups
Interest ReserveMin 1 month
Long-Term Rental Loan
DSCR Rental
Qualify on the property's cash flow, not your personal income.
The ideal long-term solution for scaling your rental investment portfolio.
- No income verification
- Fully amortization and partial IO
- Non owner occupancy
- 1-4 unit residential
Loan Highlights
Loan Amount$75K to $2MM
Min. DSCR1.05x
FICO660+
Max LTVUp to 80%
Loan Term30 Years
ExperienceNot required
Interest ReserveMin 3 months
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Not Sure Which Loan is Right for You?
Book a call with our team to discuss your investment goals and funding options.
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Got Questions?
Frequently Asked Questions
What type of deals do you fund?
Non-owner occupied residential (1 to 4 unit) investment properties.
Do you work with first time investors?
Yes, but only for light to moderate rehab and rental properties.
How about ground up construction?
Yes, we fund heavy rehab and ground up construction for experienced investors.
What markets do you serve?
We're currently lending in AL, GA, FL, and TN.
Are you a broker or intermediary?
No, we are a direct private lender that originates, funds, and services our loans.
How do you manage investor risk?
We pre-underwrite each deal to determine the maximum allowable offer, return on investment (ROI), and debt service capacity before you invest.
Can I use my 401K or IRA to invest?
Yes, funds from a self-directed IRA and/or 401K rollover can be used to cover your equity participation and working capital needs.
How much cash liquidity will I need?
Typical deals require 20% to 25% borrower equity, along with 3–6 months of holding costs and working capital reserves.
Is it possible to get 100% financing?
Yes, but not through a single loan. We combine private capital with properly structured gap funding to achieve 100% financing.
Do you offer gap funding?
We're partnered with one of the largest business credit providers to help you raise funds for down payment, closing costs, and working capital.