CadenOne | Direct Private Lending for Real Estate Investors
Family Owned · Private Lending

Invest Boldly.
Build Confidently.

Up to $3MM in direct private capital is available and ready to fund your next real estate investment project.

Who We Serve

Investors, Builders & Developers

We partner with real estate investors and entrepreneurs who seek reliable funding to execute their strategy.

01

Investors

Acquire, renovate, and hold investment properties with financing designed around the asset.

02

Builders

Fund ground-up residential construction with a capital partner that understands project timelines, draws, and execution.

03

Developers

Access flexible capital for strategic acquisitions, development, and value-add improvements.

Our Approach

Disciplined Execution.

We evaluate each deal around three core factors designed to protect capital and scale the growth of your investment.

01

The Opportunity

Does the deal make sense? We start with the property, the market, and the numbers.

  • Is the acquisition basis supported by current market value?
  • Does the project create sufficient margin or equity?
  • Are the projected rents, resale value, or exit assumptions realistic?
  • Does the opportunity meet desired leverage and return parameters?
02

The Execution

Can the borrower successfully execute the plan? A strong deal still requires disciplined execution.

  • Is the scope of work adequate for the subject property?
  • Does the project team have relevant experience?
  • Are the budget, timeline, and contractor assumptions reasonable?
  • Is there sufficient contingency for unexpected costs or delays?
03

The Exit

Is there a clear path to repayment? Every loan should begin with a defined exit strategy in mind.

  • Will the property support a refinance post renovation/construction?
  • Is resale demand strong enough to support the projected value?
  • Will the cash flow adequately cover the debt of the property?
  • Is the exit strategy realistic under both expected and stressed conditions?
How It Works

From Deal to Funding

We keep the lending process straightforward and transparent with six simple steps to get your deal closed.

01

Submit Your Deal

Tell us about the property, scope of work, funding request, and proposed exit strategy.

02

Initial Review

We evaluate the project budget, borrower experience, credit profile, and cash liquidity.

03

Financing Terms

If the deal fits, we'll provide terms outlining the loan structure, pricing, leverage, and key conditions.

04

Due Diligence

We conduct a thorough review of the property valuation, title, insurance, and entity documentation.

05

Underwriting

Every deal is stress-tested for projected profitability, ROI, debt service, and financial viability.

06

Closing & Funding

Once all closing conditions are satisfied, we coordinate with the closing team to fund the deal.

Loan Programs

What We Fund

Three distinct loan programs designed to help transform promising real estate projects into success.

Short-Term Bridge Loan

Fix-N-Flip

Buy distressed, strategically renovate, and sell for profit.

  • Loan AmountUp to $3M
  • Loan-to-Cost (LTC)Up to 90%
  • Loan Term6 to 12 Months
Ground-Up Construction

New Construction

Build from the ground up with a capital partner you can trust.

  • Loan AmountUp to $3M
  • Loan-to-Cost (LTC)Up to 85%
  • Loan Term12 to 18 Months
Long-Term Rental Loan

DSCR Rental

Qualify on the property's cash flow, not your personal income.

  • Loan AmountUp to $2M
  • Loan-to-Value (LTV)Up to 80%
  • Loan Term30 Years
Explore Loan Programs
About CadenOne

A Better Capital Partner.

Successful real estate investing requires more than just capital. It requires sound underwriting, disciplined execution, and a clearly defined exit strategy. We combine private lending expertise with firsthand real estate experience to help borrowers structure financing with confidence.

24+
Years of Industry Experience
280
Units of Real Estate Owned
$50M+
Assets Under Management
CadenOne office
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Put Your Next Deal in Motion

Book a call with our team to discuss your investment goals and funding options.

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